When a Personal Loan in Singapore is the Only Way Out
Even with a monthly salary, it becomes difficult to manage your needs. Money can never be enough. However, there are instances where you urgently need money to sort out an emergency. The situation warrants that you do not wait until payday. For instance, a child may fall ill and your health insurance is insufficient or your car can break down suddenly leaving you with no means of moving around. Under such circumstances, a personal loan Singapore would be the only available option.
A personal loan is an unsecured credit facility. Lending firms such as banks require you to provide them with a credit report. In some cases, you could be having a bad credit rating which automatically locks you out. Remember, you still have a pressing need to get this money. Under such circumstances, you can go to a money lending firm like SE Investment, who will help you out.
Essentially, there is nothing wrong with securing a personal loan. As long as you have prepared a plan on how to spend the money, everything should be fine. As a rule of thumb, always spend the money you have borrowed for the intended purpose. Any attempt to deviate from this plan will see you spending it all while the initial need remains untouched. At the same time, repay your loan soon as you get your salary. It will protect you from accruing high interest rates.
Getting a personal loan from SE Investment money lender is relatively easy. You just need to fill up the online application form and our loan officers will assist you with a call back and invite you to our office to complete the application. Your loan will be approved upon required documentation are submitted and cash will be reimbursed to you.
One such document that SE Investment Moneylender needs is to provide proof of income. This is meant to assist us in determining how much to advance. No lender would advance a borrower a personal loan beyond their ability to pay. Since there is hardly control over security as it is an unsecured loan, the only way lenders can be sure is by having a record of your paycheck.
Give Your Wallet a Boost With a Personal Loan
There are times in life when our average paycheck just doesn’t support our needs or wants. Whether your car decides it doesn’t want to start up or you just want to replace your old phone with the newest on the market, a personal loan is a great way to get what you want without pulling out the credit card or borrowing money from loved ones. The best thing about personal loans is no one has to know about it, so you can get those extra cost paid off without having to feel embarrassed about asking for help.
SE Investment is a great way to take care of your everyday needs. With our legal loans you can have a small sum of money to get you between paydays or can even borrow a larger sum, perhaps for your daughter’s upcoming wedding or the vacation you’ve always dreamed of. SE Investment allows you to apply for a loan online, so you can get the application sent over to us without having to step foot into our office, so you can save an extra trip down.
When you apply for a personal loan at SE Investment you will quickly get a response to your loan application, which will allow you to pick up your money and pay off whatever bills you may have right away after the loan agreement is signed. This is a particularly great service when you are facing a financial emergency, such as an illness in the family that requires you to travel or hiring a plumber in to fix a busted pipe. Of course, it is also great for those moments in which you want to splurge on, say, the Smart TV or smartphone you saw on sale at the shopping mall.
SE Investment doesn’t have too many requirements before you can be approved for the loan. All you need is an identification card, payslips if you are employed or tax returns from the past 2 years if you are self employed, as well as proof of your residence. Anyone 21 years of age and older that is working can be approved for a loan that can make their life so much easier.
So, stop stressing out over your budget and fill out the simple application that can solve your problems within the next few days. You can even pick the payment plan that best suites your needs, which will allow you to pay back the money in a timely and convenient way. SE Investment is licensed by the Ministry of Law in Singapore, which means you can feel more comfortable taking out a personal loan since it’s an approved legal moneylender.